How hard to earn one's keeps...

Ever since working, then I truly experience how hard it is to earn one's keeps. I think its the matter of fact that many things standing ahead are all so troublesome issues, without much help I think and almost all those are to be solve by no one but myself.

Debt is all around us! From studying loans, car loans, housing loans, handphone bills to even sometimes your spouse's one you have to carry it onto your shoulders. Without supprotive parents and spouse, life can really SUCKS!

Just look at me at the environment, stuffs like hell to earn my keeps....